Current Interest Rates

As of July 30, 2008

DEPOSIT ACCOUNTS

INTEREST BEARING CHECKING & SAVINGS                        Rates may change after account is opened.

INTEREST RATE

APY*

N.O.W. Checking:  $25.00 minimum to open account
    (Fees could reduce earnings on accounts)

.50

.50

Money Market:

$            0 to $1,499
$    1,500 to $9,999
$  10,000+
$100,000+

1.00
2.00
2.25
2.75

1.00
2.02
2.27
2.78

Passbook savings: $5.00 minimum to open

1.00

1.00

 

 

 

 RETIREMENT ACCOUNTS                                                     $2,000 minimum to open a new certificate.  Add your normal contribution once per year to existing certificate.  Subject to I.R.S. rules.

 INTEREST RATE

 APY*

I.R.A. -  Passbook

 

3.25

3.30

I.R.A. -  11 mo. Certificate of Deposit
(Reinvest interest at maturity only)

 3.25

3.26

I.R.A. - 24 mo. Certificate of Deposit 
                                              

3.55

3.61

I.R.A. - 36 mo. Certificate of Deposit

 

3.75

3.81

I.R.A. - 48 mo. Certificate of Deposit

 

4.00

4.07

I.R.A. - 60 mo. Certificate of Deposit

 

4.25

4.33

 

CERTIFICATES OF DEPOSIT

 TERM                                                                                      $500.00 minimum to open unless otherwise stated.  Penalty for early withdrawal.  Please phone or stop in for additional details.

 INTEREST RATE

 APY*

1 Month:  $20,000.00 minimum balance to open.  Automatically renewable.  Can add to balance at maturity ($100.00 minimum)

2.25

2.27

3 Month

2.50

2.52

6 Month

3.00

3.02

11 Month

3.25

3.26

12 Month

3.50

3.53

18 Month

3.50

3.53

24 Month

3.55

3.58

30 Month Badger Platinum:  Minimum balance $25,000.  Can not add to balance.  Non-renewable.  Rate increases every 6 months to current 30 month rate.

3.60

3.63

30 Month Flexible:  Can be added to on any interest paying date - a minimum of $200.00.  Rate may be changed one time during term of Certificate.

3.60

 3.63

36 Month

 3.75

 3.78

48 Month

 4.00

4.04

60 Month

 4.25

 4.30

 

*Annual Percentage Yield

Deposits insured to at least $100,000 by the Federal Deposit Insurance Corporation

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